Typical Personal Injury Limits of Liability Insurance Personal injury limits of liability insurance can vary significantly when liability insurance is sold as a single limit versus a split limit. Consult with your agent about what your insurance policy covers, because personal injury may mean different things depending on your state's laws and policy definitions. Have a question? Get an answer from a lawyer now! Split Limit Split limit coverage means liability coverage afforded on a per person and per accident basis. For example, bodily injury liability coverage of $25,000/$50,000 means a maximum of $25,000 is available per person and a total of $50,000 is available per accident regardless of the number of bodily injury claimants launch x431 v pro. Single Limit Single limit coverage means liability coverage afforded on a per accident basis only. For example, liability coverage of $25,000 means a maximum of $25,000 is available per person and per accident regardless of the number of bodily injury claimants and property damage claims. According to the CarsDirect website, in this example, all claims must share in the pot of $25,000. Auto Insurance Single and split limit coverage is afforded depending on what product is offered by the insurance company. Typical limits available include $25,000, $50,000, $100,000, $300,000 and up to $500,000. Check your state's required minimum insurance liability limits because they vary. Homeowners Insurance The homeowners' policy offers single limit coverage with typical limits of $100,000, $300,000 launch x431 pro, $500,000 and $1,000,000. Boat Insurance Single and split limit coverage is afforded depending on what product is offered by the insurance company. Typical limits available include $100,000, $300,000 and $500,000 and, depending on the boat, up to $1,000,000.
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